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Paytm, the largest digital payment solution provider, is now considered the most widely used and accepted payment option for the Indian populous. The Indian Railways had, however, previously been weary of e-wallet and cash cards, and had barred consumers to book train tickets using the same on the IRCTC’s platform(for some hours on the website).

Well, the aforementioned jaded views are a thing of the past. It now seems that the railway couldn’t keep it hands off from embracing the digital revolution and is introducing native Paytm integration into the app.

Yes! Yes, you heard it right! Consumers had already been using Paytm’s convenient cashless route to complete transactions(and earn cashbacks) on IRCTC’s website, but they can now also do the same of its mobile applications. This tie-up with India’s biggest railway ticketing platform is a major step towards the acceptance of digital payment services in the current scenario.

You can now easily book train tickets on the go, without having to worry about carrying another plastic card for payments. You can have directly use the Paytm wallet by authenticating it using your phone number and voila! you’re ready to pay digitally in seconds.


This native integration of Paytm’s payment gateway in the IRCTC mobile app showcases the ticketing platform’s trust in the company’s rapidly scalable technologies. This integration will help bring the convenience of digital payments to the rapidly growing number of mobile users and travellers alike. It will ultimately prove to be a boon for over 30 million passengers who prefer to use the Indian Railway system to commute, on the daily.

Speaking on the partnership, Kiran Vasireddy, Sr. Vice President of Paytm said,

At Paytm, we are on a mission is to make payments extremely simple. Our deeper integration with IRCTC platform will not only provide greater convenience to its users but would also increase the success rates of such transactions.

The integration of the Paytm wallet into yet another widely accepted travel platform validates the importance of digital wallets across all consumer segments and demographic profiles in India. Alibaba-backed Paytm is currently on a trajectory of success, and has bagged another $60 million tranche of funding from Taiwanese chipmaker MediaTek. The $4.8 billion company now has a runway for next 36 months, and is readying itself to introduce its next gen payments bank in the next month or so.

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