Ripple is a blockchain money transfer network that was designed to process transactions globally and to serve the needs of the financial services industry. The native token of the blockchain is XRP, which is constantly listed among the top 10 digital coins by market cap. The purpose of launching the network was to allow both banks and other institutions to transfer assets and money across borders faster and with lower transaction fees. Ripple was released in 2012, being co-funded by Jed McCaleb and Chris Larsen.

In 2017 and 2018, XRP saw an upward trajectory, and at that time, it became the second-largest cryptocurrency by market cap after Bitcoin. Unfortunately, XRP couldn’t sustain that position for longer, and a painful and prolonged decline followed the growth. However, in 2021, the crypto market boom made XRP regain a little of the success from the past. Although XRP still has a long path to overtake its all-time highs, we might be surprised by what the future holds for this digital coin. In this article, we will explore what the following years will bring to XRP and stop at the XRP price prediction 2030. Could XRP go to the moon again? Let’s discover together.

An overview of XRP

XRP is the native currency that runs on the XRP Ledger, which can be bought as an investment, a way to finance transactions from the Ripple network, or a digital coin to exchange for other cryptocurrencies. One special feature of XRP is that it operates differently from the other cryptocurrencies. For instance, most cryptocurrencies have their verification processes and transaction ledgers open to the ones who can solve complex equations at a fast speed. In this process, transactions are secure, as the majority of holders must agree with the verification part to complete transactions. However, the Ripple platform uses a consensus protocol and manages to centralize things. Ripple allows anyone to download the validation software, but it has a unique code list from which users can pick what users can verify their transactions according to which participants they think will not defraud them.

When new transactions appear, the validators can update their ledger every three to five seconds to ensure they match the other ledger. If they see something suspicious, they will stop to see exactly what went wrong. In this way, users can validate transactions efficiently and securely, which offers an edge over other digital coins. XRP transactions are confirmed at a faster speed and at a much lower cost, making this digital coin appealing to investors and crypto enthusiasts.

The XRP price prediction for 2024-2030

XRP price prediction for 2024

The start of 2024 wasn’t that great for XRP, as it has followed quite a bearish path. Additionally, XRP experienced significant volatility that led to a sharp fluctuation in the digital coin price. At the moment of writing, the bearish momentum is dominant for XRP, as its price has moved down. However, things could improve, and Ripple could benefit from a potential bullish breakout, where it can reach a target of $1. If buyers counter the selling pressure, Ripple might recover greatly, making it go upward. The pivotal moment for XRP would be to breach the $1 mark, as surpassing this level could increase the probability that the price will reach $2.23. On the other hand, if the bearish trend stays for longer and the price falls below $1.60, this could suggest an extended breakdown phase.

XRP price prediction for 2025

As the remittances market increases yearly, XRP can benefit from high gains in the cross-border payment market. As XRP is known for fast transaction speeds and low transaction fees, 2025 could bring exponential growth. So, a positive scenario for XRP in 2025 will be to reach $3.38 and set a new all-time high. However, we also need to look at the other side of the coin. If a global crisis occurs, then the XRP price could rest at $2.47.

XRP price prediction for 2026

In 2026, XRP will likely benefit from upward momentum in its price. Regarding the price prediction, XRP’s value could range from $3.53 to $5.47, with an average of around $4.50. This growth could result from resolving the SEC lawsuit, which could finally lead to better regulatory clarity. In this way, XRP could also be used for institutional adoption.

XRP price prediction for 2027

In 2027, the XRP price is expected to move even higher and could range between $4.23 and $8.76, with the average value set at $6.495. The growth is most likely to occur thanks to Ripple’s partnership with critical financial institutions and its continuous integration in payment systems, which can lead to greater demand and utility for XRP.

XRP price prediction for 2028

Experts believe that 2028 will bring accelerated growth in XRP’s value. The price prediction for this coin could reach between $9.28 and $12.10, where the average value will be somewhere around $10.69. The further advancement of Ripple could be the reason for its expansion into new use cases, like decentralized applications (dApps) and smart contracts, which can fuel its utility and value.

XRP price prediction for 2029

In 2029, the price of XRP could rise again, between $11.52 and $14.15, where the average value for the year could be $12.835.

XRP price prediction for 2030

In 2030, the XRP’s value will range somewhere between $13.80 and $16.24, with an average value of $15.02. As you can see, Ripple could have an optimistic future and benefit from global adoption and recognition. Because more companies are interested in implementing Ripple into their operations, the demand for XRP could increase, driving its value higher.